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Team Gough Blog

Dealing With Scratched Hardwood Floors

9/6/2018

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​Hardwood floors are highly desirable for most homeowners, but they come with their share of challenges when it comes to cleaning, maintenance, and repairs. After a few months or years of heavy use from kids playing with toys and chairs being shuffled around, it may be time for some DIY fixes.
Hiding scratches:
If you’ve got a good eye for matching colors, you can actually use crayons or markers or purchase wax sticks from the hardware store to fill-in scratches. Try to match the stain color on your floors, but don’t worry if it’s a little off. If the color is close, once the scratch is filled, it’ll look like a variation in the wood grain.
Polishing floors:
You can make a polish solution for your floors from household ingredients. Mix olive oil and vinegar in equal parts, pour it directly into scratches, and then wipe it off after 24 hours. It may take several applications, but this homemade polish will fill and cover most scratches.
Clever decor:
It’s not a long-term solution, but sometimes the most painless way to fix scratches in your floors is to cover them with a rug or furniture arrangement.
Spot sanding:
​For deeper scratches, you’ll need to spot sand with fine steel wool or sandpaper, use wood filler, and stain and seal the repaired area.

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DISPELLING REFINANCING MYTHS

8/3/2018

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​“Refinancing” is a scary word for many people, but that shouldn’t be the case for you. For many homeowners, refinancing can not only lower your monthly payments and help with your monthly budget, but it can save you thousands of dollars in the long run.



​YOU’RE NOT TOO LATE.
For years now, we’ve been hearing that interest rates will be on the rise, and although there have been some small increases, you’re still in a great position to drastically lower your interest rate. The general rule is if your mortgage interest rate is more than one percent above the current market rate, you should consider refinancing.

IT’S NOT TOO TIME CONSUMING.
Don’t brush off refinancing just because it seems like a long and daunting process. An informational call with a lender to see how rates compare will only take a few minutes. There are also some programs for streamlining the application process. And besides, isn’t the amount of money you could save worth the time and effort?

ARMS CAN BE REFINANCED, TOO.
Seeing your Adjustable Rate Mortgage (ARM) increase after the introductory period can be incredibly stressful and place a squeeze on your budget. Many people assume they’re stuck, but ARMs can be refinanced, just like fixed-rate mortgages. You can even switch to a shorter term fixed-rate mortgage, such as 15 or 23 years. The longer you’re planning to stay in the home, the more sense it makes to look into refinancing.

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3 Major Things to Ask Yourself Before Buying a House

6/15/2018

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This may be one of the most expensive purchases you’ll ever make. It’s also one of the most exciting purchases you’ll ever make. Because once you are all moved in, you’ll make some of you most memorable memories in your new home. So it’s important to know what you’re getting yourself into.

Money
It’s no surprise that when thinking of purchasing a house you need to be financially stable. A huge chunk of your paycheck will go straight to paying of your house. Unless you have about $750,000 in cash just laying around. Well then, money shouldn’t be a problem. Unfortunately it’s not like that for everyone. So here are some questions you should ask yourself… Can i afford it? Are you buying alone or with your significant other? Is it really worth it? Do i have enough to start out with?

Commitment
Buying a house comes with a contract. Whether it’s just you, or you and your significant other. Are you planning on living here long term? It’s important to buy a house not just on the life you live today, but for the future. Are you thinking about having kids? How many? Will there be enough bedrooms for everyone?

It’s less expensive to buy a house with the kitchen that you love and the bedroom walls that you hate. Repainting walls and changing floors won’t kill your savings bank account, but remodeling the kitchen definitely would. Be smart on how you make the changes to your home.

Be patient with you decision on buying a home. Sometimes it can take longer than expected to purchase a home. Short sales and foreclosures can take up to 1-6 months or even longer to close. So with a decision of buying a short sale or foreclosure home, it must come with patience.

Location, Location, Location
You may of already hear this term. Location matters a whole lot. Do your research before falling in love with the dream home. Your dream home may be in the neighborhood that doesn't suit you. You don't want to drive 30 minutes to the nearest grocery store. Consider how far your friends and family live.
How far are you willing to commute to work? Are the schools in this area good? How safe is it? What are the crimes rates? These are the things you need to ask yourself before settling for this location.
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    We want to share our perspective on the Real Estate market and some real life stories, because this business doesn't exist without people!

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  • Home
  • Meet The Team
  • Real Estate Services
    • Residential >
      • Residential FAQ's
    • Commercial
    • Investment Properties
    • Investment FAQ's
    • Wholesale & Auction
  • Blog
  • Contact
  • View Current Listings